You followed the “rules of the road”, but someone didn’t and now you’ve been in a car accident. You want to get on with your life. But, the cost of a motor vehicle wreck can be devastating when adding up the medical expenses, property loss, lost work, wages and physical pain and disability. And, insurance companies are often reluctant to pay the full amount of what you are owed. Often, insurance companies often try to rush you to settle for less. And, that’s not in your best interests.
If you were involved in a car accident, and were injured along with other losses, then you do not want to settle for less than you’re owed. Tim Gilpin of Gilpin Law Office has 34 plus years of experience successfully helping people in auto wrecks. You can put that experience to work for you when you need it most.
Insurance companies advertise fast, friendly service when they sell the policy. But the claims adjuster is not the salesperson and does not work for you. The adjuster works for the insurance company that owes you money. And, the adjuster’s job is to pay as little, if any, money as possible. So beware and protect your own legitimate interests. Before talking to any adjuster, from the other guy’s insurer or your own insurance company, eager to take your statement and maybe even hand you a small check, consider getting Tim Gilpin on your case so your best interests will be represented.
A car crash is unfamiliar territory, you suffered an injury and need the best nearby lawyer who is experienced in car wrecks. Your first concern at the wreck scene should be your safety and that of others involved. Tension and adrenaline run high when you’re in a car wreck, but stay calm. If you are able, get out of oncoming traffic. Beware of dangers on the scene and other vehicles piling on. Once you are safe, consider the following:
Call the police, or if you’re unable, have some else call the police to the scene.
If the car wreck was not your fault, you need the police to come to the scene and conduct an investigation. If you leave without a police investigation, it later becomes your word against the other driver’s word as to what happened. Verbal admissions at the scene, not made to and noted by the police, mean little if anything down the road. Report the details accurately to the police. Certainly include any injuries or problems you have suffered. It can take a while to get a Collision report from police, so also ask for the names, identifying information and insurance companies of other drivers involved. And, if you’re able, ask any witnesses for their names and contact information.
Get immediate and needed medical care.
If you are hurt, or feeling symptoms like head or body pain, fuzzy or trouble concentrating, etc., let emergency personnel or paramedics at the scene help you and take you to a hospital. If you don’t feel like emergency care is needed, but think you are injured, go to your physician, urgent care clinic or an emergency room as soon as possible. The longer you wait, the more you delay a recovery and make it harder to link your damages to the wreck. Tell any medical personnel the details of your wreck and injuries.
Use your cell phone or pocket camera to record evidence at the car crash scene. If you go to the hospital, ask someone else to take photos of the vehicles and the scene. Photos of the vehicles involved, debris or obstructions at the scene, including skid marks and the road will most certainly prove important.
Don’t make statements to third parties.
You should cooperate with the police and any official investigation. And, if possible, seek advise from a local experienced accident lawyer beforehand. But avoid making statements to others at the scene or afterwards. On the scene you don’t want to imply you are at fault. Even if you think you could be at fault, facts can emerge showing the reverse.
If the other driver is at fault in the auto accident, then they are responsible for your car repair, a rental car and, most importantly, your personal injuries and medical bills. But the insurance company may still not pay or want to pay enough to cover your expenses and injuries. Tim Gilpin has over 34 years of experience in vehicle and truck crashes and has recovered millions for his clients.
Car wrecks involve a claims adjuster, or even a law office, on the other side. A dispute about fault (even when it looks clear) can arise if you’re not experienced in vehicle collisions. And, there’s always a dispute about the value of your injury claim. Remember, the at-fault person’s insurer and liability insurance owes you no legal duty to be fair in a car crash scenario. And, if the at-fault person didn’t have auto insurance, or enough insurance, your own car insurance can come into play, if you had U.M. auto coverage (uninsured or underinsured auto coverage). If you had UM coverage on your car at the time of the wreck, then your auto insurer will jump the fence and assume the defense of the person at fault.
Motor vehicle accidents are one of the leading causes of death in the U.S.A. for those between the ages of five (5) and thirty-four (34), according to the CDC (Center for Disease Control). “More than 2.3 million adult drivers and passengers were treated in emergency departments as the result of being injured in motor vehicle crashes in 2009,” the CDC reports. “The economic impact is also notable: in a one-year period, the cost of medical care and productivity losses associated with injuries from motor vehicle crashes exceeded $99 billion.”
Tim Gilpin is the best lawyer with the most experience in car wrecks and truck wrecks. He knows where to look, what questions to ask and how to get you relief from the at-fault party and any other auto insurance available.
If you’ve already talked to an insurance company adjuster, don’t go any further by cashing a check, signing a release or give a recorded statement before talking to a local experienced motor vehicle accident lawyer. Contact Tim Gilpin with Gilpin Law Office for a free consultation.
No fee if no recovery.
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