Tulsa Insurance Bad Faith Lawyer
Your own insurance company owes you a duty of “good faith”. Insurance bad faith is when your insurer does not deal with you honestly, in a timely way and does not attempt to resolve any disputes in your favor. In those events, you need a bad faith lawyer on your side. Someone else’s insurance company does not owe you any duty.
Insurance bad faith can arise during your claim on an auto UM (uninsured or underinsured) policy, or homeowner claim when your house is damaged or destroyed by fire, and, when a loved one makes a claim for life insurance after the death of a family member. Insurance bad faith can arise on any dealing you have with your own insurer.
An insurance bad faith lawyer can recover what is owed under your policy, plus damages for the money losses suffered as a result of the bad faith, emotional distress and punitive damages to set an example for other insurers.
Gilpin Law Office has successfully represented people against their insurance companies for bad faith acts over 30 years. Tim Gilpin is an insurance bad faith attorney who has achieved maximum results for his clients in settlements and courts in excess of the original policy limits.
Contact Page: Click here for the contact form
Advocates for individual rights might someday call 2017 The Year of Reversal for the number of attacks on America’s civil justice system. Pick your poison, from the rollback of restrictions on forced arbitration to passage of legislation that will weaken protections against medical malpractice and nursing home abuse to a slew of proposed “tort reform” […]
Delay, Deny, Defend Puts Profits Over People Paperwork, Endless forms, arbitrary rules and a sea of fine print discourage claims. If you’ve ever had to file an insurance claim, you know the frustration that seems baked right into the maze of endless forms and confusing small print. Companies that once lived up to their promise […]
Forced Arbitration is a scam that takes away your rights to a fair trial in Court. A growing number of Americans discover forced arbitration clauses the hard way. Thousands of credit card companies, banks, investment firms, cell phone providers, schools and nursing homes, are inserting legalese into employment contracts and service agreements called “forced,” “binding” […]
First, remember that almost always the insurance company for another person (someone who injured you) does not owe you any duty of “good faith”. But, your own insurance company (the people you paid for coverage) does owe you a duty of “good faith”. Basically, what does that mean? Boiled down and simplified, it means your insurance company owes you (insured person) the following: 1) your insurer must treat your interests with equal regard as its own interests – the claim process is not supposed to be adversarial; 2) your insurer should assist you with the claim; 3) your insurer must conduct a full, fair and prompt investigation of your claim; and 4) your insurer must disclose to you all the benefits, coverages and time limits applicable to your claim. These are the basics. It can get complicated and different time limitations apply depending on the nature of your claim and its basis. Consult an attorney experienced in bad faith law if you have questions about how your insurance company is treating your claim.